Terms for Revuto Crypto Wallet and Additional Services

You are about to use the Revuto Crypto Wallet. We're excited for you!

We need you to carefully read, understand, and accept our Terms for Revuto Crypto Wallet and Additional Services.

The Terms for Revuto Crypto Wallet, together with all appendices, constitute a legally binding agreement between You and the Affiliate (as defined in Terms of Use), Eucalyptus International Inc, Suite 9, Ansuya Estate, Revolution Avenue, Victoria, Mahe Suite 9, Seychelles. By clicking the accept button and accessing, downloading, using, or attempting to use Revuto Crypto Wallet, you confirm that you agree to these terms. When we say “we” or “us” in these terms, we mean Eucalyptus Inc. ("Eucalyptus Int.").

The Terms for Revuto Crypto Wallet apply in addition to the Revuto Terms of Use you concluded with REVUTO OÜ, which are also applicable between you and Eucalyptus Inc. by reference herein, including any documents and any linked terms (“Agreement”). Any capital letter term in the Terms for Revuto Crypto Wallet will have the same meaning as in Revuto Terms of Use if not defined herein. In the absence of an explicit provision, all provisions from the Terms of Use apply to the use of Wallet. In the event of a direct contradiction between the Terms of Use and the Terms for Revuto Crypto Wallet regarding the same subject matter, the latter shall prevail. Titles and headings in the Terms for Revuto Crypto Wallet are for convenience and ease of access only and do not affect the interpretation of the terms.

If you do not agree with any of the terms, do not use the Wallet.

Your use of the Wallet is also subject to our Privacy Policy.

1. Disclaimer on the value of cryptocurrencies

Revuto is a fintech service that uses Web3 technologies, but unlike similar projects such as Eucalyptus and regulated crypto companies like Banxa, it strives to bring crypto to the mainstream by integrating it into its flagship product, the Revuto App.

However, the User is fully and solely responsible for evaluating their use of cryptocurrencies and Revuto Services. Each User understands that the VALUES OF CRYPTOCURRENCIES (as defined below) MAY FLUCTUATE SIGNIFICANTLY DEPENDING ON MARKET CONDITIONS AND OTHER RISKS AND THE USER UNDERSTANDS AND ACCEPTS A SUBSTANTIAL RISK OF ECONOMIC LOSS ASSOCIATED WITH HOLDING, PURCHASING, SELLING OR TRANSACTING IN CRYPTOCURRENCIES. BY ACCEPTING THESE TERMS, THE USER ACKNOWLEDGES AND AGREES THAT:

(1) THESE RISKS ARE ASSOCIATED WITH THE USE OF REVUTO SERVICES, AND THE USER ACCEPTS SUCH RISK;

(2) REVUTO OU, Eucalyptus Int., OR ITS AFFILIATE SHALL NOT BE LIABLE FOR ANY SUCH RISKS OR ADVERSE OUTCOMES.

Be aware that crypto is an unregulated market, so act wisely. 

2. What is Revuto Crypto Wallet?

Revuto is the first subscription management service that allows payments in crypto. Users who wish to pay for their subscriptions using crypto must use a Crypto Wallet (hereinafter, "Wallet") within the Revuto App. A Crypto Wallet is a software program that interacts with the blockchain network to generate and manage public and private keys, configure transactions, and monitor balances. The Revuto Crypto Wallet is a digital cryptocurrency non-custodial mobile wallet that supports all Cardano-based tokens, including REVU and ADA, by default.

From time to time, Eucalyptus Inc. may introduce upgrades and new features to the Wallet. The User must ensure that the Wallet software is always up to date.

3. How does the Revuto (Cardano) Crypto Wallet work?

The Wallet has specific features that allow for automatic pull payments. To pay for subscriptions using cryptocurrency, Users will first need to approve the REVU or EURr stablecoin in their Wallet. After the User sets up the Wallet for recurring payments, the Wallet will invoke the smart contract, authorizing the server Wallet to spend funds from the User's Wallet at specific future points.

Additionally, to withdraw ADA and the REVU token obtained in our Token Sale or through the Revuto Referral Program, in accordance with the rules set out in the Token Sale Whitepaper, a User who has previously successfully completed KYC must create a Wallet within the Revuto App.

For clarity, a User who has not successfully completed KYC may not obtain any REVU tokens, ADA, or other cryptocurrencies.

The User must at all times follow the Wallet Guidelines explained here.

4. Usage Requirements

The Wallet can only be used by the owner of the User account, who is entitled to use Revuto Services as defined in the Terms (please see User restrictions and territorial restrictions) and who has previously successfully passed the KYC. The User understands that Eucalyptus Inc. and the User must always comply with the AML/CTF. The User understands that the User may not use the Wallet or withdraw any cryptocurrencies until the KYC process is successfully completed. The User acknowledges and agrees that Eucalyptus Inc. may require additional data or identity checks at the point of application for any Revuto Service. Eucalyptus Inc. reserves the right to forbid, suspend, freeze, or cancel the use of the User account and the Wallet by persons other than the owner of the User account or in the event Revuto obtains information or suspects that the User has provided false information even after the KYC procedure has been completed. 

If a User suspects or becomes aware of any unauthorized use of its username and password, the User should notify Eucalyptus Inc. immediately. Eucalyptus Inc. assumes no liability for any loss or damage arising from the use of Wallet by you or any third party with or without your authorization.

5. Wallet Security

As with any Cardano wallet, when you set up the Wallet, a pair of keys is being generated: the public and the private key.

The private key is linked to the Wallet public address, and together they can be used to authorize cryptocurrency transfers to and from the Wallet public address.

Eucalyptus Inc. has implemented industry-standard security protections for the Wallet. However, the actions of individual Users may pose risks.

You agree to treat your access credentials (such as username and password), PINs, private keys, seed phrase (mnemonic), and other credentials as confidential information and not to disclose such information to any third party. You also agree to be solely responsible for taking the necessary security measures to protect your User account and personal information.

The Wallet stores your Wallet public address but does not store your Wallet password, encrypted private key, unencrypted private key, secret key, or Wallet seed phrase. We cannot, therefore, assist you with Wallet password retrieval. We cannot generate a new password for your Wallet if you fail to remember your original password. If you have not safely stored a backup of any Wallet address and private key pairs maintained in your Wallet, you accept and acknowledge that any cryptocurrency you have associated with such a Wallet address will become inaccessible if you do not have your Wallet password.

The User is solely responsible for all transactions on the User’s account and Wallet. Eucalyptus Inc. assumes no liability for any loss or consequences caused by authorized or unauthorized use of the User account or Wallet credentials.

The User also understands that the secret keys are stored securely on the device on which the Revuto App is installed, and not on servers owned or controlled by Eucalyptus Inc. and its Affiliates.

You hereby agree that:

1. you will notify Eucalyptus Inc. immediately if you are aware of any unauthorized use of your Revuto account and/or Wallet or any other violation of security rules;
2. you will strictly abide by all mechanisms or procedures of Eucalyptus Inc. regarding security, authentication, trading, charging, and withdrawal.

User agrees that User should never share User's certificate with any natural or legal person, including Cardano Foundation or any other entity. Further, User acknowledges that sharing User's certificate may result in the loss of User's cryptocurrency, and User agrees that Eucalyptus Inc. shall not be responsible for such loss.

6. Inability to Access the Wallet and Recovery

The User understands and accepts that all transaction requests are irreversible.

User acknowledges that Eucalyptus Inc. shall not be responsible for transferring, safeguarding, or maintaining private keys and/or User's cryptocurrency. If the User loses access to the Wallet and/or the User Account or to private keys, the User understands that any cryptocurrency in the Wallet will become inaccessible. Revuto and its shareholders, Affiliates, officers, directors, employees, and agents cannot retrieve the User's private keys and/or credentials and enable access to the Wallet.

The only option for the User to restore the Wallet in the Revuto App is to enter the User's seed phrase. The seed phrase is a 24-word phrase that the User receives upon creating the Wallet.

If the User moves the Revuto App to another device or chooses to delete the Revuto App, the cryptocurrencies can only be recovered with the seed phrase.

If Revuto Services are unavailable or suspended, you can always recover your wallet by using your seed phrase on any compatible wallet.

7. Disclaimer of Warranties

Your use of Wallet is at your sole risk. The service is provided on an "as is" and "as available" basis.

In addition to the Disclaimer of Warranties clause in the Terms of Use (which applies equally to your contractual relationship with Eucalyptus Inc. and you), the User is solely responsible for any damage the User may suffer from using the Wallet. No oral or written information or advice given by the Wallet and/or the User Account or to private keys, the User understands that any cryptocurrency in or its authorized representatives or its Affiliates shall create a warranty or in any way create or increase the scope of Eucalyptus Inc's obligations or create obligations of its Affiliates.

Eucalyptus Int.. makes no representations about the suitability, reliability, availability, continuity, and timeliness of the Wallet.

Users understand and accept that some transactions facilitated or enabled by Revuto may be delayed, and that Eucalyptus Int. or its Affiliates shall not be responsible for any associated loss.

To be completed, all proposed cryptocurrency transactions must be confirmed and recorded on the associated public blockchain. Such networks are decentralized, peer-to-peer networks supported by independent third parties, which we do not own, control, or operate. We have no control over the blockchain networks and, therefore, cannot and do not ensure that any transaction details that you submit via Revuto Services will be confirmed and processed. By using the Wallet, you acknowledge and agree that the transaction details you submit may not be completed, or may be substantially delayed, by blockchain networks and that Eucalyptus Int. makes no warranties in this regard.

Eucalyptus Int. does not guarantee that any action, transaction, or mobile app function will be executed or accepted. You hereby understand and agree that Eucalyptus Int. will not be liable for any losses or damages arising out of or relating to any inaccuracy, defect or software bug, price data, any error or delay in representing the data, interruption in any such data, regular or unscheduled maintenance carried out by Revuto and Service interruption and change resulting from such maintenance, any damages incurred by other users actions, any damage caused by actions of other third parties.  

Eucalyptus Int. does not represent or warrant that the Revuto service, Revuto app, or Revuto materials and data are free of viruses, software bugs, or other harmful components.

8. Exclusion of Liability

In addition to the Exclusion and Limitation of Liability clause in the Terms of Use, which applies equally to your contractual relationship between Eucalyptus Int. and you, You understand and agree that we have no control over and no duty to take any action regarding:

1. The risk of failure of hardware, software behind the Wallet, and Internet connections;

2. The risk of malicious software being introduced or found in the software underlying the Wallet or Revuto App;

3. The risk that third parties may obtain unauthorized access to information stored within your Wallet, including, but not limited to, your Wallet address, private key, and seed phrase;

4. The risk of unknown vulnerabilities in or unanticipated changes to the blockchain networks.

Additionally, you release us from all liability related to any losses, damages, or claims arising from:

a) server failure or data loss;

b) unauthorized access to the Wallet;

c) bugs or other errors in the Wallet;

d) any unauthorized third-party activities, including, but not limited to, the use of viruses, phishing, brute forcing, or other means of attack against Wallet or Revuto App;

e) your failure to update the Wallet software.

The User also acknowledges that Eucalyptus Int. and its Affiliates have no liability associated with the following risks:

i) Blockchain technologies are subject to continuous regulatory changes and scrutiny around the world, including but not limited to anti-money laundering and financial regulations. You acknowledge that certain Services, including their availability, could be impacted by one or more regulatory requirements.

ii) Transactions in cryptocurrencies (including but not limited to exchanges, airdrops, forks, and gains) may be subject to taxation. These rules may be unclear or subject to change, and you are therefore encouraged to obtain advice from an expert.

You understand and accept that Eucalyptus Int. is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection to your decisions or activities effected by you using the Revuto app. No communication or information provided by Eucalyptus Int. is intended as or shall be considered or construed as investment advice, financial advice, trading advice, or any other sort of advice.

9. DISPUTE RESOLUTION

This Agreement is concluded with Eucalyptus Int., and any matter or dispute arising out of or related to the subject matter of the Agreement shall be governed, construed, and enforced in accordance with the laws of Croatia, without regard to its conflict of law provisions. Specifically excluded from the application of this Agreement is the United Nations Convention on the International Sale of Goods. 

Mindful of the high cost of dispute, you and Eucalyptus Int. agree to the following dispute resolution procedure: in the event of any controversy, claim, action, or dispute arising out of or related to: (i) the Website; (ii) this Agreement; (iii) the Services (including Additional Services); (iv) the breach, enforcement, interpretation, or validity of this Agreement; or (v) any other dispute between you and  Eucalyptus Int. ("Dispute"), the Party asserting the Dispute shall first try in good faith to settle such Dispute by providing written notice to the other Party (by email, first-class or registered mail) describing the facts and circumstances (including any relevant documentation) of the Dispute and allowing the receiving Party 30 days in which to respond to or settle the Dispute ("Mandatory negotiations"). 

Notice shall be sent: 

(1) if to Eucalyptus Int. at: Eucalyptus International Inc., Suite 9, Ansuya Estate, Revolution Avenue, Victoria, Mahe Suite 9, Seychelles.

(2) if to you at: your last-used address in your account information or to your residence address (at our full discretion) 

If no such address exists, or if the delivery to such address is unsuccessful, the notice shall be sent to the email address connected to that User's Account. 

Both you and Eucalyptus Int. agree that this dispute resolution procedure is a condition precedent that must be satisfied before initiating any dispute resolution or filing any claim against the other Party. 

Failing to resolve the dispute as described in previous paragraphs of this Section, any controversy or claims arising out of or relating to the Agreement (existence, concluding or termination) between you and Eucalyptus Int., or the breach thereof, shall be finally settled by arbitration organized in accordance with the Rulebook on arbitration of the Permanent Arbitration Court of the Seychelles. The number of arbitrators shall be one. The place of arbitration shall be the Seychelles. The language to be used in the arbitral proceedings shall be English. 

This clause shall survive termination of the Agreement. 

Notwithstanding the provisions above, Eucalyptus Int. may, at its absolute discretion, assert and seek the protection of its Intellectual Property Rights and rights concerning confidential information or data processing anywhere in the world. 

10. NO CLASS ACTION 

Except where prohibited by law, as a condition of using the Software and/or Service, you agree that any and all disputes, claims, and causes of action arising out of or connected with the Software and/or Service shall be resolved individually, without resort to any form of class action. 

Any dispute resolution under these Terms of Use will take place on an individual basis; class/representative/collective actions are not permitted.  

THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER PARTY ONLY IN EACH INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE, AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Eucalyptus Int. agree otherwise, the court may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding.

Appendix I: Additional Services

In addition to the Revuto Services defined in the Revuto Terms of Use and the Terms for Revuto Crypto Wallet, the following services (hereinafter, the Additional Services) are available to eligible Users who choose to use them. The following terms for Additional Services constitute a part of the Agreement between a User and an Affiliate, provided the User opts to use all or any of the Additional Services.

1.   Staking Center

Staking. Staking Center provides an opportunity for Users to benefit from ‘staking’ their cryptocurrency into a pool of crypto and earn interest or rewards/prize. Staking presupposes entrusting custody of the User’s cryptocurrency to the entity that controls the wallet where the crypto is deposited, or to the „owner“ of the smart contract. Together with other crypto investors, a User can lock up or send their cryptocurrency to a pool and then receive a portion of the staking rewards minus the pool’s fees (hereinafter: “Staked Assets”). In other words, the Users use their Staked Assets for the chance to earn passive income. For the purpose of the Agreement, staking will mean the use of the staking Service provided by Revuto (as described below) by the User.

Staking options on Revuto Crypto Wallet. From time to time, we will be adding various staking options (pools) to the Revuto Staking Center, as published on https://getrevuto.medium.com/ or via the Revuto App. Before deciding on using any of these staking options, please read all the terms of such a staking option and make sure you understand the instructions, risks, and benefits. Please also note that some staking options require a certain amount of Staked Assets to be restricted from any transfer for a certain period of time (hereinafter: Locked Period) while staking or may have additional sale or withdrawal limitations for particular Staked Assets. If a User decides to participate in staking, the User acknowledges and agrees that Staked Assets may not be withdrawn prior to the conclusion of the Locked Period. The User is expected to have knowledge of blockchain technology, staking, accounts, keys, and Cardano details. The User is further expected to have conducted their own thorough investigation of Cardano, cryptocurrencies, and other matters considered in this Agreement in determining to use the Staking Service.

EUCALYPTUS INT. AND REVUTO OÜ is not a bank or other depository institution. Your Revuto account is not a deposit account or a bank account. The off-chain and/or on-chain staking program is not a depository or bank program. Neither your Revuto account nor your staked assets are covered by insurance against losses or subject to any deposit insurance laws or any protections of any comparable organization anywhere in the world. Under the laws of local regulators, crypto assets (virtual assets) are not regulated under any law except AML (anti-money laundry) law and the law prohibiting financing criminal activities.  

Staking Center offers staking opportunities (pools) that reward Users with virtual assets (crypto) for locking up their virtual assets (crypto) for a certain period, unless otherwise stated. All staking options (pools) are not risk-free, and we do not guarantee positive (profitable) outcomes from staking digital assets (crypto) in such setups. Staking options connected to the R Fund investments are not risk-free. By staking his digital assets (crypto) in such setups, the user accepts the risk and acknowledges that he understands the setup behind the staking options (pools). Revuto team will never hide the setup behind its staking opportunities (pools). In that regard, it's up to the User to get informed via Revuto web pages, Revuto's official social channels, Medium blog posts, the Revuto app, Revuto Whitepaper, Revuto admins, official team members, employees, and/or even ask questions to the Revuto official support ([email protected]) if unsure about the Revuto products. Again, it is up to the user to do their own research and due diligence and to get information about the products before deciding to give away or stake their digital assets (crypto) in such setups.  
We will always act in the interest of its employees, investors, users, and token holders, but all of them need to be aware that both Eucalyptus Int.. AND REVUTO OÜ are companies that may, at any time and for various reasons, go insolvent, bankrupt, or close its business, and in that case, all employees, investors, Users, and token holders may lose access to the Revuto services, Revuto app, their User account, User Account data, User history or Revuto products such as subscription management, crypto wallet, Revuto NFTs, the utility of NFTs, referral and cashback rewards, staking rewards, other rewards in fungible or non-fungible tokens and similar. Still, in the event of the eventual closure or liquidation of Eucalyptus Int.., because of the decentralized nature of the business and technology used to build certain Revuto products, the Revuto app, cryptocurrency REVU, R token, and/or Revuto NFTs may still be available and/or operational for a certain time or indefinitely.  

Users shall ensure that the sources of the digital currencies they hold are legal and compliant, and undertake to comply with applicable laws and regulations. Otherwise, Eucalyptus Int.. has the right to take necessary steps in accordance with these Terms or Platform Rules, including, without limitation, freezing Accounts or deducting the digital currencies awarded to Users who violate the rules of respective Staking rules and programs. Eucalyptus Int.. maintains full custody of the digital assets, funds, and User data/information, which may be turned over to governmental authorities in the event of User Accounts’ suspension/closure arising from fraud investigations, investigations of violations of law, or violations of these Terms.

Staking Service, APR, and Exit Fees. If you stake your assets via Revuto Crypto Wallet, we will facilitate the staking of that cryptocurrency on your behalf (hereinafter: Staking Service). By using the Staking Service, you may earn a reward granted by such a staking option (hereinafter: Staking Reward).

The Staking Reward means the percentage of the staked amount directly attributable to Staked Assets. Staking Reward is calculated based on the APR and Exit Fee (as explained below).

APR, meaning Annualized Percentage Rate, is annualized historical rate based on the staking rewards generated by us in providing staking services to Users for the Staked Assets. It is based on the mathematical formula of % you get on your initial amount of Staked Assets. For instance, a 10% APR on 1,000 tokens will yield 100 tokens after 1 year.

On the Cardano blockchain, for every transaction there is the following formula for calculating the fee:

A + B * size = approx 1,7 ADA at the moment

Revuto uses this fee as the base and recalculates it in dollar terms. Then, it uses this amount to calculate how much REVU (based on MC) is needed for this fee. This fee in Revu is deducted from staking rewards and is called the Exit Fee. In addition to the Exit Fee, we may charge our fee, as further explained here.

We will distribute the Staking Reward to you, minus the Exit Fee.

Taxes. User shall be responsible for payment of all applicable taxes, if any, to which the Staking Reward might be subject and any and all other taxes applicable to the User. We make no representation in this regard. User agrees to indemnify and hold us harmless against any taxes, including penalties, duties, and interest levied by any authority on the Staking Reward. Neither we nor any of our agents shall provide any advice or guidance regarding the User’s tax obligations. You are strongly encouraged to seek advice from your own tax advisor to discuss the potential tax consequences of entering into this Agreement and the receipt of any Staking Reward.

No Guarantee of Staking Rewards and the associated risks. The Staking Reward will be distributed to the User Account and will be visible in the Revuto Crypto Wallet once we receive the rewards. You may not receive any Staking Reward prior to such a condition. In the event that Staking Rewards can’t be paid out to the user due to a bad investment in another project (token), a token swap not executed by a partnering project, or similar, Eucalyptus Int. will have the right to repay the user for the Staked Assets plus Staking Rewards using other available assets.

WE DO NOT GUARANTEE THAT YOU WILL RECEIVE ANY STAKING REWARDS.

In addition to the Exclusion and Limitation of Liability clauses elsewhere in the Agreement, you acknowledge and accept that the value of cryptocurrency fluctuates which will influence the Staking reward value.

In consideration for the Staking Reward payable to you on the Staked Assets using the Revuto Staking Service, you grant Eucalyptus Int. all rights and titles to such Staked Assets, including ownership rights, and the right, without further notice to you, to hold such Staked Assets at our discretion (including our wallet or elsewhere), and to pledge, re-pledge, hypothecate, rehypothecate, sell, lend, or otherwise transfer or use any amount of such Staked Assets, separately or together with other property, with all attendant rights of ownership, and for any period of time, and without retaining in our possession and/or control a like amount of Staked Assets or any other monies or assets, and to use or invest such Staked Assets in our full discretion.  You acknowledge that with respect to Staked Assets used by us pursuant to this paragraph:  

1. You will not be able to exercise rights of ownership;  

2. We may receive compensation in connection with lending or otherwise using Staked Assets in our business to which you have no claim or entitlement and  

3. In the event that Eucalyptus Int. If Staked Assets used in the Revuto Staking Service or as collateral become bankrupt, enters liquidation or is otherwise unable to repay its obligations, any Staked Assets used in the Revuto Staking Service or as collateral may not be recoverable, and you may not have any legal remedies or rights in connection with our obligations to you other than your rights as a creditor of Eucalyptus Int. under any applicable laws. 

2.   Revulution NFTs

Revulution NFTs for free Netflix or Spotify. Free Netflix or Spotify NFT (hereinafter: NFT) is a non-fungible token with a unique color scheme (5 colors across 25 fields) that allows its owners to have their standard digital subscriptions to Netflix or Spotify covered. One NFT can cover the cost of standard monthly digital subscriptions to Netflix (hereinafter: NFT for Netflix - NTX) or Spotify (hereinafter: NFT for Spotify - Spf).

NFT does not offer a free subscription, but it lets you cover standard digital subscription fees for Netflix or Spotify (depending on whether you own NFT for Netflix or NFT for Spotify) with the Revuto Virtual Debit Card. NFT does not represent a partnership between Netflix and/or Spotify service providers and us. We do not enter into any contractual relationship with Netflix or Spotify service providers. To cover subscription expenses, the User must ensure that their monthly subscription is active and that they have entered into all necessary agreements with Netflix and/or Spotify (depending on whether the User owns an NFT for Netflix or Spotify).

We will cover your expenses for a standard subscription to Netflix if you:

1. Have an NFT for Netflix in your Wallet,
2. Have a monthly subscription to Netflix services,
3. Are a User from the UK and EU (except Malta, Germany, and Austria) who has a Revuto Virtual Debit Card obtained in accordance with the Revuto Terms of Use issued for subscription to Netflix services, and registered with your account with Netflix,
4. You are a Revuto Pro (Premium) user, meaning you paid for the Revuto Pro app or staked REVU tokens valued at at least EUR 150 for at least 1 (one) year.

We will cover your expenses for a standard subscription to Spotify:

1. Have an NFT for Spotify in your Wallet,
2. Have a monthly subscription to Spotify services,
3. Are a User from the UK and EU (except Malta, Germany, and Austria) who has a Revuto Virtual Debit Card obtained in accordance with the Revuto Terms of Use, issued for subscription to Spotify services, and registered with your account with Spotify,
4. You are a Revuto Pro (Premium) User, meaning you paid for the Revuto Pro app or staked REVU tokens valued at at least EUR 150 for at least 1 (one) year.

The NFT allows you to receive 4% cashback in REVU Tokens whenever we cover your standard digital subscription expenses for Netflix or Spotify services and Netflix or Spotify charges your Revuto Virtual Debit Card.

One User can own one or more NFTs but can use only one NFT for Netflix and one NFT for Spotify at a time, with one Netflix or Spotify account.

The User may choose to upgrade their Netflix or Spotify subscription. In that case, we will cover your standard monthly subscription fees for Netflix and Spotify (provided that you meet the conditions stated above). You must provide means to cover the difference between standard and upgraded subscription expenses 24 hours before every due date. If you fail to do so, we shall not be responsible for your subscription.

You may not return your NFT or require us to buy it out.

NFT Referral Program. We offer participation in the NFT Referral Program, allowing the User and the NFT buyer to receive cashback in Revu Tokes.

If the User purchases an NFT via the Website using a unique referral link from the existing User (hereinafter: Recipient), the owner of the referred code (hereinafter: Referrer) and the Recipient who uses the code when purchasing the NFT will each receive 5% cashback in REVU Tokens on the total purchase. The exact amount of REVU tokens for the cashback will be calculated 60 days after we launch the custodial wallet and will be sent to the user's custodial wallet. In the meantime, both the Referrer and the Recipient will be able to see the number of NFTs purchased with the code in the Revuto app (Referral section).

If the eligible Recipient uses the eligible Referrer’s unique referral link to purchase NFT via Website and sing-in with Revuto and become eligible to get covered their expenses for their standard digital subscriptions to Netflix or Spotify (depending on whether they own NFT for Netflix or NFT for Spotify), we will reward eligible Referrer with 6% of Recipient’s cashback in REVU whenever we cover Recipient’s standard digital subscriptions to Netflix or Spotify and Netflix or Spotify charges Recipient’s Revuto Virtual Debit Card. These rewards can be boosted to 12% or 18%, depending on whether the user holds a Special NFT to boost those rewards.

By participating in the Revuto Referral Program, the User accepts the Agreement and any additional conditions explained on the Platform.

Taxes. User shall be responsible for payment of all applicable taxes, if any, to which the NFT or any benefit arising from or in connection with the NFT might be subject and any and all other taxes applicable to the User. We make no representation in this regard. User agrees to indemnify and hold us harmless against any taxes, including penalties, duties, and interest levied by any authority on the NFT or any benefit arising from or in connection with the NFT. Neither we nor any of our agents shall provide any advice or guidance regarding the User’s tax obligations. You are strongly encouraged to seek advice from your own tax advisor to discuss the potential tax consequences of entering into this Agreement and the receipt of any NFT or any benefit arising from or in connection with NFT.

Exclusion of Liability. In addition to the Exclusion and Limitation of Liability clause in the Revuto Terms of Use and Exclusion of Liability clause herein, you understand and agree that we have no control over, and no duty to take any action regarding the risk of termination of Netflix and/or Spotify service, or Revuto business (project).

Additionally, you release us from all liability for any losses, damages, or claims arising from your failure to access, update, and keep your Netflix and/or Spotify accounts active.

You understand and agree that Eucalyptus Int. is providing you the possibility to get covered standard digital subscription expenses for Netflix or Spotify services and that we are the only ones obliged to provide you with such possibility and cover your expenses of standard digital subscription expenses to Netflix and Spotify if you fulfill the above-stated conditions. This obligation cannot be transferred to any third party for any reason.

More about Revulution NFTs and “Why to buy?” you can check at https://getrevuto.medium.com/revulution-nfts-4ea885cd9e14, or about “How and where to purchase?” at https://getrevuto.medium.com/how-and-where-to-purchase-revulution-nfts-e3f058bd5f8e

Appendix as of June 30th 2026.

All crypto activities within the Revuto app are subject to the jurisdiction of the Seychelles and are owned by Eucalyptus Int. Eucalyptus Inc. may or may not perform a full KYC verification on its users, depending on user activity and the products used.

All crypto products, including the Crypto Wallet in the Revuto app, are owned by Eucalyptus Int. and are built to require KYC-lite user verification. Even card top-ups and payments are capped at $250 to comply with a KYC-lite verification in line with worldwide crypto jurisdictions and/or upcoming (enforcing) local crypto regulations.

Revuto OU does not hold user funds or, in any case, act as a custodian of Revuto app users’ crypto funds, including FIAT funds. For most of the products offered via the Revuto app, Revuto OU, as the owner of the Revuto app, offers a mobile platform for products built or integrated by 3rd parties.

Revuto may restrict certain users from accessing some or all of the products offered within the Revuto app if required by specific financial regulators.